:root{
  --blue:#4FB3E8; --blue-mid:#2E9AD6; --blue-deep:#1F7FB5;
  --soft:#e9f5fc; --ink:#0a0a0a; --muted:#5b6b76;
  --paper:#ffffff; --dark:#0E2231; --line:#e3edf3;
  --r:16px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:-apple-system,BlinkMacSystemFont,"SF Pro Text","Segoe UI",Helvetica,Arial,sans-serif;color:var(--ink);background:var(--paper);line-height:1.55;-webkit-font-smoothing:antialiased}
img{max-width:100%}
a{color:var(--blue-deep)}

/* ---------- header ---------- */
.hdr{position:sticky;top:0;z-index:50;display:flex;align-items:center;justify-content:space-between;gap:16px;padding:14px 24px;background:rgba(255,255,255,.82);backdrop-filter:saturate(180%) blur(16px);-webkit-backdrop-filter:saturate(180%) blur(16px);border-bottom:1px solid var(--line)}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink)}
.brand-mark{display:grid;place-items:center;width:38px;height:38px;border-radius:10px;background:var(--blue-mid);color:#fff;font-weight:900;font-size:20px;letter-spacing:0}
.brand-word{font-weight:900;font-size:17px;letter-spacing:.06em;line-height:1.05;display:flex;flex-direction:column}
.brand-sub{font-size:9.5px;font-weight:700;letter-spacing:.28em;color:var(--blue-deep)}
.nav{display:flex;align-items:center;gap:22px}
.nav a{text-decoration:none;color:var(--ink);font-weight:600;font-size:14.5px}
.nav a:hover{color:var(--blue-deep)}
.nav-cta{background:var(--blue-mid);color:#fff !important;padding:9px 16px;border-radius:999px}
.nav-cta:hover{background:var(--blue-deep)}
.nav-toggle{display:none}
.nav-burger{display:none;flex-direction:column;gap:4px;cursor:pointer;padding:6px}
.nav-burger span{width:22px;height:2.5px;background:var(--ink);border-radius:2px}

/* ---------- hero ---------- */
.hero{background:var(--soft);padding:78px 24px 70px}
.hero-inner{max-width:820px;margin:0 auto;text-align:center}
.kicker{font-size:12.5px;font-weight:800;letter-spacing:.22em;text-transform:uppercase;color:var(--blue-deep);margin-bottom:14px}
.kicker::before{content:"— ";color:var(--blue)}
.kicker-light{color:var(--blue)}
h1{font-size:clamp(34px,5.4vw,56px);font-weight:900;letter-spacing:-.02em;line-height:1.08}
h1 em,h2 em{font-style:normal;color:var(--blue-mid)}
.lede{max-width:640px;margin:18px auto 26px;font-size:18px;color:var(--muted)}
.hero-ctas{display:flex;gap:12px;justify-content:center;flex-wrap:wrap}
.btn{display:inline-block;padding:14px 26px;border-radius:999px;font-weight:800;font-size:16px;text-decoration:none;border:0;cursor:pointer;transition:transform .12s ease,background .15s ease}
.btn:active{transform:scale(.97)}
.btn-primary{background:var(--blue-mid);color:#fff}
.btn-primary:hover{background:var(--blue-deep)}
.btn-ghost{background:#fff;color:var(--ink);border:1.5px solid var(--line)}
.btn-ghost:hover{border-color:var(--blue)}
.btn-wide{width:100%;font-size:17px;padding:16px}
.trust-chips{list-style:none;display:flex;gap:10px;justify-content:center;flex-wrap:wrap;margin-top:26px}
.trust-chips li{background:#fff;border:1px solid var(--line);border-radius:999px;padding:7px 14px;font-size:13.5px;font-weight:600;color:var(--ink)}

/* ---------- sections ---------- */
.section{padding:76px 24px}
.section-tint{background:var(--soft)}
.wrap{max-width:1060px;margin:0 auto}
.wrap-narrow{max-width:720px}
h2{font-size:clamp(26px,3.6vw,38px);font-weight:900;letter-spacing:-.015em;margin-bottom:34px}
.section .kicker{margin-bottom:10px}

/* services */
.svc-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(230px,1fr));gap:16px}
.svc{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:22px 20px;text-decoration:none;color:var(--ink);display:flex;flex-direction:column;gap:8px;transition:border-color .15s,transform .15s,box-shadow .15s}
.svc:hover{border-color:var(--blue);transform:translateY(-3px);box-shadow:0 10px 28px rgba(31,127,181,.10)}
.svc-ic{width:44px;height:44px;border-radius:12px;background:var(--soft);color:var(--blue-deep);display:grid;place-items:center}
.svc-ic svg{width:24px;height:24px}
.svc h3{font-size:17px;font-weight:800}
.svc p{font-size:13.5px;color:var(--muted)}
.svc-go{margin-top:auto;font-size:13.5px;font-weight:800;color:var(--blue-deep)}

/* steps */
.steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:16px}
.step{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:26px 22px}
.step-n{display:grid;place-items:center;width:36px;height:36px;border-radius:50%;background:var(--blue-mid);color:#fff;font-weight:900;margin-bottom:14px}
.step h3{font-size:17px;font-weight:800;margin-bottom:6px}
.step p{font-size:14.5px;color:var(--muted)}
.hon-note{margin-top:26px;font-size:13.5px;color:var(--muted);background:#fff;border:1px solid var(--line);border-left:3px solid var(--blue);border-radius:10px;padding:14px 16px}

/* why */
.why-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:16px}
.why{background:var(--soft);border-radius:var(--r);padding:26px 24px}
.why h3{font-size:17px;font-weight:800;margin-bottom:6px}
.why p{font-size:14.5px;color:var(--muted)}

/* quote form */
.section-dark{background:var(--dark)}
.h-light{color:#fff}
.quote-form{background:#fff;border-radius:20px;padding:30px 26px;display:flex;flex-direction:column;gap:16px}
.fld{display:flex;flex-direction:column;gap:6px;flex:1}
.fld-row{display:flex;gap:14px;flex-wrap:wrap}
.fld label{font-size:13.5px;font-weight:800}
.opt{color:var(--muted);font-weight:600}
.fld input,.fld select,.fld textarea{font:inherit;padding:12px 14px;border:1.5px solid var(--line);border-radius:12px;background:#fbfdfe;width:100%}
.fld input:focus,.fld select:focus,.fld textarea:focus{outline:none;border-color:var(--blue);background:#fff}
.consent{display:flex;gap:10px;align-items:flex-start;font-size:12.5px;color:var(--muted);line-height:1.45}
.consent input{margin-top:3px;accent-color:var(--blue-mid)}
.form-fine{font-size:12.5px;color:var(--muted);text-align:center}
.hp{position:absolute;left:-9999px}

/* faq */
.faq{border:1px solid var(--line);border-radius:14px;background:#fff;margin-bottom:10px;overflow:hidden}
.faq summary{cursor:pointer;padding:16px 18px;font-weight:800;font-size:15.5px;list-style:none;position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:18px;top:50%;transform:translateY(-50%);color:var(--blue-deep);font-weight:900;font-size:18px}
.faq[open] summary::after{content:"–"}
.faq p{padding:0 18px 16px;font-size:14.5px;color:var(--muted)}

/* footer */
.ftr{background:#f6fafd;border-top:1px solid var(--line);padding:48px 24px 24px}
.ftr-grid{display:grid;grid-template-columns:1.6fr 1fr;gap:32px}
.ftr-brand{font-weight:900;letter-spacing:.06em;margin-bottom:10px}
.ftr-brand span{color:var(--blue-deep);font-size:11px;letter-spacing:.24em}
.ftr-copy{font-size:13px;color:var(--muted);max-width:520px}
.ftr-links{display:flex;flex-direction:column;gap:8px}
.ftr-links a{text-decoration:none;color:var(--ink);font-weight:600;font-size:14px}
.ftr-links a:hover{color:var(--blue-deep)}
.ftr-legal{text-align:center;font-size:12.5px;color:var(--muted);margin-top:36px}

/* ---------- mobile ---------- */
@media (max-width:820px){
  .nav-burger{display:flex}
  .nav{position:absolute;top:100%;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;padding:10px 24px 18px;display:none}
  .nav a{padding:10px 0}
  .nav-cta{text-align:center;margin-top:6px}
  .nav-toggle:checked ~ .nav{display:flex}
  .ftr-grid{grid-template-columns:1fr}
  .fld-row{flex-direction:column}
}